MOTOR BREAKDOWN COVER
Solutions Rescue Total UK, Europe and NATO Breakdown Cover
The last thing you need is to become stranded in the event of a breakdown. Get the reassurance you need when on the road with our Breakdown Cover Plus. You can take your pick from three levels of cover to suit your budget. Whichever policy you go for, you’ll have peace of mind that our network of breakdown specialists are there for you 24/7.
24/7 Roadside Assistance
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Assistance at Home
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Misfuelling Cover
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Lost Keys
Cover
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Replacement Driver Cover
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Unlimited Call Outs
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Overnight Accommodation
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Caravan & Trailer Cover
Tailored for the Military and much more includes Free Business Use and Full Onbase cover
Do You Need Breakdown Cover?
Across the UK & Europe our breakdown cover is there to support you should your vehicle if you are unable to start or complete your journey without assistance.
Get cover at home included as standard – 1 in 3 breakdowns happen at home. Other providers charge you extra for home cover. With Forces Solutions it’s included as standard.
Traveling to/Stationed in Europe?
Having European breakdown cover in place will ensure you could get your car repaired at the side of the road or at a local garage if you run into trouble. In more serious cases, if your vehicle needs to be brought back to your country of residence.
Without the right cover in place, if you were to break down on your travels, you could find yourself forking out for the expense of having your car towed to a local garage and repaired or even bringing it back to your country of residence.
With Solutions Rescue all UK cover available is extended to cover Europe.
Affordable and reliable breakdown cover from £75.00 cover for private cars and commercial vehicles.
Multi-vehicle Discounts save 1/3 off any additional vehicles.
BENEFITS OF COVER
Unlimited Call Outs - Get unlimited callouts, as long as it's not for a recurring problem with your vehicle.
24/7 Assistance – We will get you back on the road as quickly as possible with cover available 24 hours a day, 365 days a year.
Electric and hybrid vehicles covered at no extra cost. – If you have an electric or hybrid vehicle no problem cover included at no extra cost
Cover for your car no matter who is driving. – If your vehicle breaks down we will cover any driver who is driving your vehicle as long as they have your permission to drive.
Multi Vehicle Discounts – Additional vehicle can qualify for a saving of 1/3 for any additional policies.
Solutions Rescue is provided by ERS (Syndicate 218 at Lloyds)
Compare our Levels of cover
| Feature | Total UK Solutions Gold | Total UK & EU Solutions Diamond | NATO Breakdown |
| 24/7 Roadside Assistance | ✓ | ✓ | ✓ |
| Local Vehicle Recovery | ✓ | ✓ | ✓ |
| Misfueling Cover | ✓ | ✓ | ✓ |
| Lost Keys | ✓ | ✓ | ✓ |
| National Recovery | ✓ | ✓ | ✓ |
| Replacement Driver Cover | ✓ | ✓ | ✓ |
| Home Assistance | ✓ | ✓ | ✓ |
| Onward Transport | ✓ | ✓ | ✓ |
| Assistance in Europe | x | ✓* | ✓** |
| Price | £65.00 | £75.00 | £75.00 |
- Whilst resident in the UK, Solutions Rescue Diamond allows you up to 90 days consecutive cover whilst traveling to Europe
- * If you are resident in the Europe deployed on NATO operations our NATO Breakdown cover allows you unlimited EU Cover as long as your resident within the EU.
Replacement Driver Cover Included - If the only driver in the insured vehicle is certified as medically unfit to drive during a trip/journey, we will arrange and cover the cost for a chauffeur to drive or transport the insured vehicle to a single destination that you choose.
Find Out More…
Roadside Assistance – up to 1 hour of labour costs at the roadside to try and repair the fault. If we can’t repair it, we’ll take the vehicle & you to the nearest available repairer within 20 miles of the breakdown.
Messaging Service - Phone someone to let them know what’s happened
Misfuelling cover - for draining and flushing the incorrect type of fuel in the vehicle and adding 10 litres of the correct fuel.
Lost Keys cover- taking the vehicle & you to a local repairer or where the spare keys are.
Alternative Travel - If our Recovery Operator is unable to repair your vehicle within the same working day or a period agreed by you and our Rescue Coordinator, we will pay up to £250.00 (maximum) towards the reasonable cost of alternative transport or a hire vehicle.
Emergency Overnight Accommodation – If we decide that alternative accommodation is required we will cover up to £75.00 per person for 1 night.
DO I NEED BREAKDOWN COVER?
Which Breakdown Cover is Right for me?
Breakdown cover can also be refered to as breakdown recovery or roadside recovery. Please check if you already have this kind of cover as banks can include this as part of a packaged bank acount. Also many manufactors can include this cover as part of a purchase benefit or if you service your vehicle with the garage.
Sometimes the cover included can be basic cover and not include the additional covers such as home assistance.
If you are stationed overseas on a NATO posting any UK based breakdown cover may not be suitable as the policy will only cover those resident in the UK and any European cover is restricted to those visiting Europe rather than those residing in Europe.
Unlike other providers where there are multiple options which can get confusing we have made our options simple.
If you are resident in the UK and do not travel to Europe then the Solutions Rescue Gold is suitable for you.
If you are resident in the UK and travel to Europe or plan to travel to Europe then the Solutions Rescue Diamond is suitable for you as this provides you with up to 90 days consequitve cover.
If you are stationed in Europe deployed on a NATO operation in either Belguim or Germany and require unlimited EU cover then the NATO rescue is suitable for you as this provides unlmited EU cover and up to 90 days UK consequtive cover.
Why Choose Solutions Rescue
| Our trained mobile mechanics aim to fix your vehicle at the roadside. | We repair and recover Petrol, Diesel, Hybrid and Electric cars. | If a roadside fix isn't possible, we'll tow you to a nearby garage or to your home. | Unlimited callouts On top of cover at home, we include unlimited callouts with every cover level. Because you never know when you might break down. | Vehicles covered up to 20 years old including Vans and other commercial vehicles. | Cover available for permanent UK Residents looking for just UK cover, cover including trips to Europe and those stationed in Europe. |
What is not covered?
- Any claims within the first 24 hours after the policy start date. This does not apply to any renewing policies.
- The costs of parts required to get you back on the road
- Any resultant damage or failure of any parts caused by having the wrong fuel
- Any repairing, replacing, or re-programming of keys to replace lost keys.
- Breakdowns due to frost damage or failure to maintain the vehicle which leads to insufficient oil, coolant, or other fluids (excluding fuel).
- Any penalty/parking/congestion/emission charges or fines.
For a list of full policy benefits/exclusions, please refer to the full policy wording for more information.
BREAKDOWN - POLICY DOCUMENTS
Policy Documents
Solutions Rescue is provided by Hadleigh Breakdown (Trinity Lane Insurance Company Limited) and is arranged and administrated by Forces Solutions Limited.
Please take a moment to review all the documents to ensure if Solutions Rescue is suitable for you.
Solutions Rescue Gold Policy Documents [Downloadable PDF link]
Solutions Rescue Diamond Policy Document [Downloadable PDF link]
NATO Breakdown Policy Document [Downloadable PDF link]
Solutions Rescue Gold IPID [Downloadable PDF link]
Solutions Rescue Diamond IPID [Downloadable PDF link]
NATO Breakdown IPID [Downloadable PDF link]
Electric Vehicle Recovery
Our expert Motor Breakdown team know all there is to know about recovering Specialist EV vehicles. We understand the different types of complexities when it comes to recovering an EV vehicle, considering the weight of the vehicle, voltage concerns and much more.
A converted EV catering van on it’s way to a festival, an electric taxi on it’s way to a customer, or a converted classic car heading to an EV rally we have specialist cover to match.
Whether you run out of charge at home or breakdown in the middle of nowhere, we have the EV expertise and equipment to get you out and back on the move, fast, plus full European cover options.
FAQ's
How many callouts am I covered for?
We offer unlimited callouts for each insured vehicle.
Does Solutions Rescue provide cover for electric vehicles?
Yes, we provide electric vehicle breakdown insurance to EV drivers across the UK and Europe, using our vast network of well-trained, experienced recovery operatives.
Am I covered in any car?
No, unfortunately we only offer cover for vehicles. That means any driver driving your vehicle subject to them having your permission to drive is covered.
Who is eligible for Breakdown Cover?
Cover is available to any UK resident who is permanetly resident. Any NATO vistor in the UK on a NATO deployment including USF (US Forces) and any customers stationed in Germany/Belgium/Netherlands on a NATO Deployment.
What happens if I replace my car during the period of cover?
Your cover is a fixed term policy either starting at the same time as your motor insurance policy or the start date if bought mid-term. We can change the vehicle over for you. To action this please call us +44 (0) 116 4735473 or email info@forcessolutions.co.uk we will require the make, model, registration number of the new vehicle. There are no charges with changing your breakdown cover.
Am I covered immediately when I purchase cover?
Cover starts from the start date, please check your schedule for confirmation. Breakdowns within the first 24 hours will not be covered. This does not apply to policies at renewal.
Am I covered for a flat tyre?
Yes, we recommend you carry either a spare tyre or a puncture repair kit. If you are towing a vehicle please remember to carry a spare tyre or a puncture repair kit for the towing vehicle.
If I breakdown, how quickly will someone attend to me?
We aim to attend to you as quickly as possible. Times can vary on a number of factors such as adverse weather conditions, road conditions.
Can I cancel my Breakdown Cover?
Yes, you can cancel the policy at anytime. If the policy is cancelled within the first 14 days subject to no claim(s) we will refund the premium in full.
The 14-day period applies to new policies and the renewing of existing policies.
After the 14-day period any cancellation will provide no refund.
If your motor insurance policy is cancelled the breakdown policy will also be cancelled as we do not offer stand alone breakdown policies.
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Ensuring You are Adequately Protected
Forces Solutions have specially selected a small panel of insurers providing Motor Insurance policies designed to meet your exact requirements. We employ in-house trained staff that have been through an intensive Military Awareness Program with us allowing them to understand your potential needs.

UK Motor Insurance
Serving as a member of HM Forces in the UK

NATO Motor Insurance
For you if you are posted overseas on NATO deployment

Returning to UK following Overseas
Ensuring you have the best policy to suit your needs for the next 12 months

Visiting NATO Personnel
Including combined physical damage insurance (PD) & local third-party liability protection (TPL).