HM Forces Motor Insurance

You drive and we will cover…

As a member of HM Forces, associated Civil Servant, Reservist, Veteran or a member of their families, getting the right level of cover can be difficult.

You have certain needs which are not easy to source via the traditional channels. If you serve you ideally need specialist Armed Forces Car Insurance.

Especially if you’re either living or traveling to a Military base. Many UK providers including some of the UK’s largest providers have Military exclusions such as airside/quayside restrictions.

The Forces Solutions Military Motor Insurance policy has this sorted as we have negotiated this with our insurers to ensure our Forces Insurance policies are adapted to give you all the valuable cover you need making them “Forces Friendly”.

If you are looking for specialist Armed Forces Car Insurance packed with unique benefits which meet your unique lifestyle give Forces Solutions a try.

Our Forces Cover Includes

Forces Friendly

Unlike mainstream Insurance Companies, Brokers and the numerous Price Comparison websites available we provide cover only from ‘Forces Friendly’ Insurers. All our staff are insurance professionals who undergo intensive training on the needs of Service personnel and have unique experience in setting up special schemes for the benefit of HM Forces.

On Base & Airside Cover

Many insurers restrict cover in areas identified as ‘Airside’ and a number extend this to include Military bases. We not only provide full cover we may also be able to provide you with additional discounts if you live ‘behind the wire’.

Pan European Cover

Our policy covers you 24/7 for use throughout Europe and for those deployed at BFG or SHAPE we provide one simple document which provides cover compatible with DVLA, SHAPE and BFG VLO requirements. Ideal for personnel returning to the UK following the end of their deployment.

Laid Up Cover

If you are deployed and your vehicle can be taken off the road, cover can be reduced to just Fire & Theft or Accidental Damage, Fire & Theft at a fraction of the normal daily premium with your credit being used against future adjustments or at the next renewal. Subject to terms and conditions

Acceptance of Foreign No Claims Discount

Many insurers do not accept proof of No Claims Discount earned outside the UK. This could be a significant problem if you arrange cover on a Price Comparison website and the insurer then refuses to accept when the policy is issued. We will accept foreign No Claims Discount from all locations.

Driving Experience Discount

Due to the lifestyle of Service personnel many customers are unable to obtain the discounts civilians obtain. We provide a discount similar to a No Claims Discount which is based upon recent accident and conviction free driving experience even if you have no recent insurance history.

You’re in Safe Hands

Our policies have been especially negotiated with our insurance companies to provide the cover you need:

We use a small panel of specially selected Insurers who have either signed up to or are supportive of the Armed Forces Covenant to ensure that our products are fit for purpose and can accommodate the unique requirements of HM Forces, associated civilians, Reservists and Veterans. This panel is reviewed regularly. You may ask for a list of Insurers we deal with for these products.

We are fully approved and recognised Insurance broker for British Forces Germany and other NATO locations such as SHAPE

Our polices are tailored to assist with the unique requirements of covering personnel overseas, including offering suitable add on policies which will cater for these requirements.


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